Mutual Respect

From your local mortgage and savings experts

For Broker use only

If you are not a mortgage broker, please return to the main home page

Tel: 01635 918000

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Affordability

Talk to our Intermediary Helpdesk.

Call: 01635 918000
Email: brokerenquiries@newbury.co.uk

See how much your client can borrow and what their monthly payment would be on our range of mortgages.

Please note: For Buy to Let, we use a rental calculation of 135% at 5.99%, but we also use other income to help. If the ICR calculation at 135% at 5.99% doesn't work, but the customer has other assets and/or income, talk to us as we can consider these in addition.

We are committed to individually assessing each case on its merits. Talk to our dedicated intermediary helpdesk on 01635 918000 or email brokerenquiries@newbury.co.uk

 

How much can I borrow?

Enter your annual income plus any guaranteed bonus, commission or overtime payments in the boxes below.

INCOME & HOUSEHOLD

Please input your annual gross and net monthly income including half of any bonuses, overtime or commission

Applicant 1

Gross annual Income
Net monthly Income

Applicant 2

Gross annual Income
Net monthly Income
Indicate the make up of your household
MONTHLY EXPENDITURE

Please input your total monthly outgoings/costs for the following:

Loans
Credit Cards
Childcare / School fees
CSA/Maintenance payments
Essential travel expenses
Interest only repayment vehicle
Ground rent / service charge
Pension
Shared Ownership rent
Shared Equity loan
MORTGAGE

Select the term of the mortgage and your repayment basis

Mortgage term:
Repayment Type:
Check this box if you want to calculate for a shared ownership mortgage
YOU CAN BORROW

£100,000

N.B. The information is for illustration purposes only and will not relate to any future offer of loan. You may be able to borrow more or less depending on your circumstances. To speak to one of our Mortgage Advisors please click here

Please note, Shared Ownership and Shared Equity products must be on a capital and interest repayment basis.

YOUR MORTGAGE IS SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 

Our team

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© Newbury Building Society

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Newbury Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number 206077). Registered office: Newbury Building Society, 17 Bartholomew Street, Newbury, Berkshire, RG14 5LY.

English law applies and we will communicate with you in English. We are participants of the Financial Ombudsman Service. We have a complaints procedure which we will provide on request. Most complaints that we cannot resolve can be referred to the Financial Ombudsman Service.

You can check the Financial Services register on the FCA's website.

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